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Rejection By Bank Status Report Of DAKSHIN BIHAR GRAMIN BANK



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 5845 -
2 Total No of Application Rejected 2152 36.82
3 Not Viable 92 4.28
4 PMEGP Target Achieved for current year 11 .51
5 Out of service area 174 8.09
6 Applicant not intrested 537 24.95
7 CIBIL Report not satisfactory 76 3.53
8 Defaulter 111 5.16
9 Unable to deposit own contribution 13 .6
10 Existing unit 157 7.3
11 Inadequate knowledge in proposed industry 139 6.46
12 Activity in negative list as per PMEGP Scheme 21 .98
13 Already Govt. Employee 4 .19
14 Unable to submit Documents 270 12.55
15 Spouse PMEGP/REGP Loan availed 6 .28
16 Applicant requested to return application 101 4.69
17 Improper application 60 2.79
18 Revised Application Submitted 200 9.29
19 Applicant willing to avail PMEGP loan from other bank 59 2.74
20 Other Reasons 37 1.72